Tuesday, 31 May 2016
Free lunch?
Saturday, 23 April 2016
The Difference between being indifferent and being different.
Monday, 21 March 2016
Star Newspaper - Accountant helps Bhutanese weavers achieve financial independence
http://www.thestar.com.my/news/nation/2016/03/09/weaving-a-success-story/
Adapted from Star Newspapers:
PETALING JAYA: Despite being a chartered accountant, Quin SQ Thong has proven that she does more than crunching the numbers.
The Malaysian, who has been based in Hong Kong since 1998, started “Ana by Karma”, a project which helps illiterate weavers in Bhutan improve their lives.
Her story began two years ago when she visited Bhutan for the second time and met Karma , a weaver whom she had previously encountered during a 2003 visit.
Quin, a woman of compassion, discovered that the weaver was struggling to make ends meet then.
So, she offered US$200 (RM822) to Karma so that she could buy a sewing machine and produce items like bags and pillow cases for sale.
Karma turned her down. Instead, Quin helped Karma to sell her scarves.
Quin posted photographs of the scarves on Facebook and overnight, over 40 orders came in. In two weeks, 100 were sold. This rose to 1,000 within four months.
“When I put the money in Karma’s hands, she burst into tears,” she recounted, Karma being overwhelmed that this is the money she has earned with her own effort
That encounter sparked a social enterprise that transformed the lives of a community of Bhutanese weavers.
Their success put the entire village to work, giving rise to “Ana by Karma”.
In less than18 months after the first batch of scarves were sold, they earned 34 years worth of income for the women, who previously had none.
“Ana by Karma gave them pride and dignity,” said Quin.
(In the eastern Bhutanese language, Ana means sister.)
Quin’s love for the community did not end there.
For many years, the Kuala Lumpur-born accountant volunteered her time to teach financial literacy to children, culminating to publishing a book with Oxford University Press for children to learn wealth management.
She is doing something similar in Bhutan now, for the women to learn financial literacy.
“Our weavers are mostly illiterate. They usually lack the skills and knowledge to manage money. This include learning foreign currency concepts, something that seemed complex to learn but Quin disclosed that she has a special way to teach even 7 year olds understand forex".
“By teaching them financial literacy, whatever money they earn can be used wisely,” said Quin, who works with a UK consulting firm which offers corporate solutions.
Despite her impressive resume, Quin insisted that she was merely a “simple girl” who hoped to encourage others to help the less privileged.
Monday, 7 March 2016
She is made of gold
Saturday, 5 March 2016
Can money buy happiness?
Much of the time, our energy and focus is on work and career, which primarily is about the chase for the almighty dollar. Generally, people want more for basic needs, including a roof over their heads, food, clothing and maybe a car.
And we all want more of the fun things money can buy, including vacations, entertainment and the latest high-tech toys.
It can be a valuable exercise to take a step back from the daily grind to examine what money means to you and how you spend it. "I think deep down, the brain equates money not so much with happiness as with security and survival. These are nonnegotiable values, primal motivators," says Kenneth Reid, founder of DayTradingPsychology.com.
"Research shows that the greatest psychological stress occurs when one is unable to act in one's own best interest," Reid says. "But when we are able act in accordance with those primal imperatives, we feel a sense of deep satisfaction. Such acts can be as simple as clipping a coupon and saving 25 cents."
Ultimately, the goal of money managementis to provide discipline and a process for doing the things we must do that may not feel good at the time but are crucial to our future success, says Joshua Wilson, chief investment officer at WorthePoint Financial in Fort Worth, Texas. "Money shouldn't be viewed as a score card, but as a ticket to different degrees of freedom. Some people require more to get to the degree of freedom that they need."
Money can have paradoxical effects, Reid says. "We've all heard stories about how sudden wealth, such as lottery winnings, can be disruptive, even devastating, to a person or a family. A phrase comes to mind from complexity theory: 'more is different.' It means that scale brings unique challenges. Too much, too soon can be as bad as too little, too late."
Behavioral economists have identified some ways money could increase levels of happiness.
Neil Krishnaswamy, a certified financial planner for Exencial Wealth Advisors in Plano, Texas, recommends the book "Happy Money: The Science of Happier Spending" by Elizabeth Dunn and Michael Norton. "This book provided me with great insights, particularly in how we think about our discretionary spending," he says. "Once our essential, or nondiscretionary, expenses are met, how should we think about spending our discretionary dollars in ways that lead to real, lasting fulfillment? If we're more conscious of how our spending is connected to our values and learn from some of the recent scientific research, we might just be able to use money in a way that really does buy happiness."
Science shows that there are several ways we can spend money more effectively to increase life satisfaction.
Read the original article on U.S. News & World Report. on Twitter.
我们 (Wo Men) help Women
Friday, 4 March 2016
He needs a book...
Saturday, 6 February 2016
Saturday, 2 January 2016
Happiness by Harvard University
Tuesday, 29 December 2015
The Karma of Things
With 2015 fast closing its curtain upon us, I reflected on the year. Well, in fact - on the last one and half years.
I still clearly remember sitting across Karma Yangchi at the restaurant, persuading her to accept my gift. (I failed). And so, I changed track and asked her instead, to weave something and I help her sell. (Hoo..I succeeded).
And then so many things happened. All I know is scarfs followed me home to Hong Kong, followed me to my trip to Shanghai, Malaysia, Singapore as I distributed them around. Just as I thought - phew - I have done my job and about to wipe my brow - suddenly, more scarfs were ordered. And more. And then more. And still more!!! Even my husband started to ask "Do your friends eat scarf?" (as he saw the boxes of scarfs arrive - one after another, from summer to winter and back to summer)
But you know whats really nice? It is not only scarfs that arrived. The best kind of people turned up to. Be it old friends, friend of friends, new friends, complete strangers - suddenly they appear in my life and say "Lets talk. I want to help".
My reflection? This must be what it feels like to have good Karma come along. Because she brings the best people to you when she appears.
(PS Why I spell Scarves as Scarfs. Simple. When I spelt it Scarves, some people don't know what it is. I am not kidding!!!!!! So I spelt it Scarfs ...an old fashion way to spell. Why not, we are doing things the old fashion way here. Slowly, nicely, lovingly, carefully)
Photo : Karma and me in Thimphu in November 2015 - by Allan Yeung.










































